Home Loans

This section will help you gain a complete understanding of the Home Loans industry in South Africa. Here you’ll find loads of mortgage information and tips.

1. Brief Home Loans Guide
Determining the right price range is an essential first step to avoid wasting time looking at unsuitable properties while prices spiral.
If you intend selling your home to upgrade, ask a mortgage originator for a valuation to give you an idea of how much you can invest in a new property… read more

2. How a home loan works
When you lend money from a bank to pay for a property, the bank pays the fall selling price directly to the seller and you are then liable to pay this sum, including interest, back to the home loan provider.
After you loan application is approved you’ll sign an agreement with the bank/mortgage provider, stating the terms and conditions of the loan… read more

3. Home Loans - Paying a Bond vs Paying Rent:
We’ll begin by taking a look at whether buying a house in South Africa, and applying for a mortgage is the smarter choice…read more

4. Types of Home Loans :
One key factor one should consider before applying for a home loan is whether you will need to access the funds available in your home loan, if you need more then a 100% loan and the rate and term you’re willing to accept…read more

Click Here for free home loan and Mortgage assistance. Complete the form and a HomeLoan consultant will contact you.