Switching Home Loans – whats in it for me?

Home Loan Tips: Switching homeloans Home Loan Switching particularly relates to home owners who have had their mortgages for at least 6-months. The process of Switching a Bond refers to the transfer of your current home loan from one lender (bank) to another. Although many home owners are totally unaware that this option is available to them, Home Loans Switching is a growing trend in South Africa. Customers is starting to relieze the potential of switch their home loans to …

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FNB HOME LOANS Special

Home Loans News: FNB Fix Your Home Loan Rate to 9.1% – Act Fast! For a limited time FNB, one of the largest SA HOME LOANS providers, are offering New and EXSISTING clients the opportunity to fix their home loan interest rate to as low as 9.10%. Fnb announced that until December 7, 2005 it will be offering mortgage clients the opportunity to fix their rates for a period of 12 Months. After which you can choose to fix your …

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Top Property Tips

Property Tips for Buyers When Buying Property 1. Get your pre-approval: A pre-approved Home Loan certificate can be issued within a couple if days, and once you’ve received your pre-approval you can begin your house hunting secure in the knowledge that you will not be over extending yourself on a home that is out of your budget. Also, any offer you place will carry a tremendous amount of weight as the seller will view you as a serious buyer. 2. …

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Low Interest Rates Promotes Debt

Home Loans and Property News Economists are becoming increasingly worried of the fact that household doubt in South Africa has increased so rapidly in recent years. On Tuesday, ABSA released an economic report that highlights Home Loans and Mortgages as one of the main reasons for the sharp increase in household debts. Low interest rates have boosted consumer spending, which in turn has allowed sellers to raise the prices of their homes. So although more people have been able to …

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Standard Bank Access Bond

Home Loans have changed a lot in recent years, banks now offer home owners a range of different types of bonds. Each type of home loan has its advantages and disadvantages, and therefore to ensure you’re making the right choice you’ll need to know what each product offers. Types of Home Loans: Access Bonds A Standard Bank Access Bond offers you a unique and effective money management facility. The Access Bond allows you to access any surplus funds in your …

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SA Property Still Hot

Property News The local property industry is currently one of the faster growing real estate markets in the world. Low interest rates and strong growth is attracting an increasing number of investors. The average price of residential properties has increased by more the 30 percent a year, but despite this the number of home loan applications processed by some of the bigger SA mortgage providers has also reached record highs. It seems as although prices are rising rapidly; the low …

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Home Loan Specialists – helping you get that home

Home Loan Tips The number of specialist home loans consultancy firms (mortgage originators) has grown rapidly in the past five years, which clearly highlights the fact the South Africans needed a service which not only helps to simplify the home loan process but also helps to ensure that you as the customer are getting the best bond deal. Before mortgage origination, customers were forced to face the banks alone. Often the applicants had little or no knowledge of the requirements, …

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