Home Loan and Property Tips With interest rates up and affordability dropping it may seem like the wrong time to begin climbing the property ladder. But, with a bit of know-how and resolve you’ll find that it’s not as difficult as you might think. Rising Inflation and interest rates have forced many potential buyers and [...]
FNB Home Loans | Property News www.fnb.co.za Lower Priced Properties sell faster and closer to their asking prices FNB Home loans released their Residential Property Confidence Indicator for the 4th quarter of 2007. In his report, Jan Kleynhans, chief executive officer at FNB Home Loans, further illustrated the current slowdown in market activity. Rising interest [...]
Home Finance News and Tips: The implementation of the National Credit Act (NCA) in July this year has forced banks to check the overall credit exposure of their applicants before granting home finance. Under the NCA, applicants need to prove that they are able to afford the monthly bond repayments and banks are obligated to [...]
Property and SA Homeloan tips: Owning property in South Africa is not as difficult as most would believe. All it takes is some determination, and the will to align yourself with what is required of you to secure the
Home Loan Advice: everything you ask for, you will receive Previously I explained that the first step to getting a homeloan and owning a new property is to: Find out what it is you really want. Make sure you have a clear picture in your mind of that new house you want to live in. [...]
You may be wondering whether you are able to qualify for a home loan large enough to cover the purchase price of that new house. Although the National Credit Act (NCA) has cast even more doubts in our minds about how much we can qualify for, this has historically been one of the first questions [...]
A good understanding for the NCA is helping our clients secure their bond approvals While most of the Banks and other originators are experiencing a dramatic increase in Declined Bond applications since the implementation of the New Credit Act, PropertyLoans.co.za is actually experiencing an increase in Bond Approvals. We attribute this increase in bond approvals [...]
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