Home Loan Tips

How to Pay less for your property and invest in your future

How to Pay less for your property and invest in your future

A common question among many South African homeowners is whether saving money into their bonds to pay it off quicker is better than investing in a high-interest savings account.

FNB ONE ACCOUNT

Home Loans: FNB One Account The FNB one account was one of the first Home Loan products of its kind available in South Africa. The FNB One Account consolidates multiple accounts into one single account. The One Account is not only a Home Loan / Mortgage Account but it is also your cheque account, overdraft [...]

How much Home Loan do I qualify for?

How much Home Loan do I qualify for?

100% No Deposit Home Loans South African Banks are constantly changing their lending policies. 100% Home Loans have returned & are available, but the banks are understandably more cautious when approving these bonds. Read: How to secure a 100% Bond The question of qualifying for a bond is one that most buyers ask. Let’s explore [...]

3 Keys to qualifying for a homeloan, plus 1 bonus

3 Keys to qualifying for a homeloan, plus 1 bonus

While this may be a great time to be buying property, securing a home loan can be your biggest obstacle. Here are the three keys to securing the home loan you need - PLUS 1 Bonus! [read more...]

Get More Bang for your Home Loan

SA Home Loan Tips: its time to switch for a better interest rate When last have you reviewed your home loan? With interest rates increasing many of us are facing a cash flow squeeze, and looking to stretch our income a little further.

Consolidate debts to increase your cash flow

Consolidate debts to increase your cash flow

In response to the high cost of living the four major Banks – ABSA, Standard, FNB and Nedbank – have come out unanimously agreeing that homeowners should look to consolidate debts into one low interest account - their Home Loans.

Mortgages – more than just a Loan for your Home

Mortgages – more than just a Loan for your Home

Although the prime purpose of a mortgage is to finance the purchase of property, a home loan is far more than just a loan for your home. Recent innovations in the bond industry have seen an increase in the flexibility of your bond.