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	<title>Property Loans SA &#187; Home Loan Tips</title>
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	<description>the lowest Home Loan interest rates &#38; best bond deal</description>
	<lastBuildDate>Thu, 17 May 2012 08:20:15 +0000</lastBuildDate>
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		<title>Home Loans For Low Income Earners</title>
		<link>http://propertyloans.co.za/2057/home-loans-for-low-income-earners/</link>
		<comments>http://propertyloans.co.za/2057/home-loans-for-low-income-earners/#comments</comments>
		<pubDate>Thu, 15 Mar 2012 09:01:34 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://propertyloans.co.za/?p=2057</guid>
		<description><![CDATA[All the majors banks in South Africa now offer home loans for low income earners. These bonds are available to families who are unable to qualify for RDP houses, housing subsidies, or who were previously unable to meet the minimum requirements to secure a home loan from the bank. South Africa is currently experiencing a [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Benefits Of An Access Bond</title>
		<link>http://propertyloans.co.za/2042/benefits-of-an-access-bond/</link>
		<comments>http://propertyloans.co.za/2042/benefits-of-an-access-bond/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 08:16:37 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://propertyloans.co.za/?p=2042</guid>
		<description><![CDATA[The benefits of an access bond has become so clear that most new home loan accounts are now access bonds too. The range of types of home loans available these days has grown tremendously, and all the major banks now offer Access Bonds. Basically, an access bond is a home loan that allows you to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How the banks&#8217; internal client rating affects your home loan application</title>
		<link>http://propertyloans.co.za/2025/how-the-banks-internal-client-rating-affects-your-home-loan-application/</link>
		<comments>http://propertyloans.co.za/2025/how-the-banks-internal-client-rating-affects-your-home-loan-application/#comments</comments>
		<pubDate>Wed, 07 Mar 2012 09:00:41 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://propertyloans.co.za/?p=2025</guid>
		<description><![CDATA[Each bank has a system set in place which grades individuals on how well their accounts are managed as a whole. The best grading is normally reserved for those clients who have obtained a healthy balance between having a few credit accounts, as opposed to those individuals servicing too many accounts. It is advisable to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What Is An Access Bond?</title>
		<link>http://propertyloans.co.za/1889/what-is-an-access-bond/</link>
		<comments>http://propertyloans.co.za/1889/what-is-an-access-bond/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 11:19:06 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://propertyloans.co.za/?p=1889</guid>
		<description><![CDATA[Access Bonds are by far the most popular type of home loan currently available. An Access Bond is very much like an ordinary home loan except it has an added saving benefit attached to it. The savings portion of this type of home loan, allows you to pay extra funds into your bond, and still [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Its Time To Begin Saving A Home Loan Deposit</title>
		<link>http://propertyloans.co.za/1524/its-time-to-begin-saving-a-home-loan-deposit/</link>
		<comments>http://propertyloans.co.za/1524/its-time-to-begin-saving-a-home-loan-deposit/#comments</comments>
		<pubDate>Wed, 05 May 2010 07:51:30 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[ABSA Home Loans]]></category>
		<category><![CDATA[Home Loan Tips]]></category>
		<category><![CDATA[Nedbank Home Loans]]></category>
		<category><![CDATA[Tom Boardman]]></category>

		<guid isPermaLink="false">http://www.propertyloans.co.za/?p=1524</guid>
		<description><![CDATA[You may not need one right now, but it is time to begin saving for a deposit if you intend to buy a new home in the coming years. Comments from the heads of ABSA Home Loans &#038; Nedbank Home Loans suggest that buyers will soon require a large deposit to qualify for a home loan.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Best Advice For Any First Time Home Buyer</title>
		<link>http://propertyloans.co.za/801/best-advice-for-any-first-time-home-buyer/</link>
		<comments>http://propertyloans.co.za/801/best-advice-for-any-first-time-home-buyer/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 09:25:34 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[Home Loan Tips]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[property]]></category>

		<guid isPermaLink="false">http://www.propertyloans.co.za/?p=801</guid>
		<description><![CDATA[The tips provided in this article are designed to assist your decision making. Consider these points carefully and you WILL advance into a life of financial freedom, by using the full investment potential available in your new property.]]></description>
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		<slash:comments>15</slash:comments>
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		<title>Should banks incentivize clients to pay their home loans?</title>
		<link>http://propertyloans.co.za/986/should-banks-incentivize-clients-to-pay-their-home-loans/</link>
		<comments>http://propertyloans.co.za/986/should-banks-incentivize-clients-to-pay-their-home-loans/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 10:17:52 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[Home Loan News]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.propertyloans.co.za/?p=986</guid>
		<description><![CDATA[Insurance companies have introduced it, many other industries use it, why then haven't our local banks introduced a refund or bonus system into their home loan products? The idea is quite simple really, if it costs a lot of time and money to repossess a property why not incentivize your clients to maintain their bond accounts.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Pay less for your property and invest in your future</title>
		<link>http://propertyloans.co.za/683/pay-less-for-your-property-and-invest-in-your-future/</link>
		<comments>http://propertyloans.co.za/683/pay-less-for-your-property-and-invest-in-your-future/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 09:42:00 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[Home Loan Tips]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Mortgage Advice]]></category>

		<guid isPermaLink="false">http://www.propertyloans.co.za/?p=683</guid>
		<description><![CDATA[A common question among many South African homeowners is whether saving money into their bonds to pay it off quicker is better than investing in a high-interest savings account. ]]></description>
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		<slash:comments>3</slash:comments>
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		<title>FNB ONE ACCOUNT</title>
		<link>http://propertyloans.co.za/85/fnb-one-account/</link>
		<comments>http://propertyloans.co.za/85/fnb-one-account/#comments</comments>
		<pubDate>Tue, 26 May 2009 23:21:05 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[FNB Home Loans]]></category>
		<category><![CDATA[Home Loan Tips]]></category>

		<guid isPermaLink="false">http://www.propertyloans.co.za/85/fnb-one-account/</guid>
		<description><![CDATA[Home Loans: FNB One Account The FNB one account was one of the first Home Loan products of its kind available in South Africa. The FNB One Account consolidates multiple accounts into one single account. The One Account is not only a Home Loan / Mortgage Account but it is also your cheque account, overdraft [...]]]></description>
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		<slash:comments>13</slash:comments>
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		<title>How much Home Loan do I qualify for?</title>
		<link>http://propertyloans.co.za/450/how-much-home-loan-do-i-qualify-for/</link>
		<comments>http://propertyloans.co.za/450/how-much-home-loan-do-i-qualify-for/#comments</comments>
		<pubDate>Tue, 25 Nov 2008 08:51:36 +0000</pubDate>
		<dc:creator>Bond Originator South Africa</dc:creator>
				<category><![CDATA[Home Loan Tips]]></category>
		<category><![CDATA[100% homeloans]]></category>
		<category><![CDATA[110% Bonds]]></category>

		<guid isPermaLink="false">http://www.propertyloans.co.za/?p=450</guid>
		<description><![CDATA[100% No Deposit Home Loans South African Banks are constantly changing their lending policies. 100% Home Loans have returned &#038; are available, but the banks are understandably more cautious when approving these bonds. Read: How to secure a 100% Bond The question of qualifying for a bond is one that most buyers ask. Let’s explore [...]]]></description>
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		<slash:comments>12</slash:comments>
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