Home Loan Features

Activate your bargaining power by switching your homeloan for a lower rate

Mortgage Advice: Switch my home loan As an existing homeowner you have bargaining power. Over the years your property value has risen sharply while your bond has grown smaller – it’s time to use your bargaining power to secure a lower interest rate and save on bond repayments. Let’s look at why and how to [...]

Which factors affect the interest rate on your Home Loan

South African Home Loan Tips As you can see by [this example] the affect of a 1% difference on your home loan interest rate could mean you’ll save as much as R100 000. Mortgage Innovations Click Here to apply online now and get a Fast Home Loan Approval. Plus cheaper bond registration costs. Let’s take [...]

This Mortgage Tip is worth more than R100k to you

Home Loans South Africa: Tips to Save you Thousands The most powerful force in the universe is compound interest – Albert Einstein You’re about to learn how to reduce the interest paid on your bond and save more than R100k over the term of the loan. Jason Bagley (visit his website) asks a question which [...]

How to use your Access Bond to lower your Insurance Premium

Hot Tip – Home Loans South Africa Access Bonds have opened up a number of financial opportunities for homeowners. Unfortunately, most homeowners are unaware of the advantages offered to them by this innovative Home Loan product. Home Loans South Africa – The Basics: An Access Bond is simply a homeloan which allows you to pay [...]

One Stop Home Loan Solution

For New and Existing Home Loans, Further Bonds and all Debt Consolidation finance SA Bond Originator: Property Loans offers you an ALL-in-One Bond Origination Service. Shopping around for the best home loan interest rate can be very time consuming and since you homeloan is probably the biggest financial commitment you’ll ever have its important to [...]

Cut your total bond repayment by R100 000

SA Mortgage Managements Tips: In previous articles we explained the first two steps to reducing for mortgage debt Step 1: Eliminate Short Term Debt Step 2: Increase you monthly repayments slightly Let’s now take a closer look at Step 3 – Paying lumps sums and bonuses into your homeloan account. Step 3: Pay lump sums [...]

SA mortgage management tips that will save you thousands – #2

In the first part of this home loan management series we explained that the first step to saving thousands on your home loan repayment is to pay off your HIGH INTEREST debts first. You may need to increase your existing mortgage to consolidate these debts into one low interest bond account. Once you’ve identified and [...]