Comments on: Best Advice For Any First Time Home Buyer

By: Lerato

Lerato — Mon, 02 Apr 2012 20:09:47 +0000

I recently applied for a bond and it was approved.I have just taken an overdraft as I needed the cash.Can this jeopradise my credit score and make the bank to withdraw the offer?

By: ricky reddy

ricky reddy — Sat, 24 Mar 2012 08:20:09 +0000

i am under adminstration can i buy a house my income is 15000pm.

By: zokwana

zokwana — Fri, 02 Mar 2012 13:36:22 +0000

hi,i would like to build an apartment to rent people but lack of sufficient fund is holding my dream,im earning R8090 and only have one clothing account which i pay R250 monthly.I would like to be informed if ever i qualify for home loan and if possible how much.

By: eunice

eunice — Wed, 22 Feb 2012 05:04:43 +0000

hi
buying a house cash what interest do one pay. i tell why i ask this , my daugher is planning to buy a rep house which is R450000.00
and we have no idea what will the transfer fees and what other charges are going to be added to this .please advise .

By: samchi

samchi — Fri, 28 Oct 2011 04:59:06 +0000

Hi,since my father died have been maintaining 2 homes mine(rent) and my mom’s monthly expenses, I wish to purchase my mom’s house and consolidate my debt, but problem is within this year I was sickly and never worked for 6 months, so I had medical bills and accounts( the debt I would like to consolidate) which fel behind, would I be able to get a home loan if I apply, I really urgently want to purchase the property. For personal and to limit rental payments that I could be making on my own place.due to recession my salary has been redused to R9500

By: Jaco

Jaco — Fri, 09 Sep 2011 07:09:48 +0000

My wife and I are both under administratotion due to the fact that I lost my high income work and we just could not cope. I work now for my self and our joint income are R13000pm. Can we still qualify for a home loan of R400 000? Thanks

By: Viege

Viege — Mon, 04 Jul 2011 14:53:02 +0000

I have been staying in a town house for 1year 3months & have been paying R3000.00 Monthly & never been on Arears. i was told to look for a House worth R150 000.00 by the other Bank, i found one worth R300 000.00 but given to me for R150 000.00. i get R4 665.00 + R11 500.00 Comm. i have all my necessary documents signed but when submitting, they Declined it due to affordability. Is it because i get paid on Commision & Basic as well because i’m on Car Sales? Can you please advise as this house is not just a bargain for me but my dream come true. i’m 25years of age. Thanks!

By: krishni

krishni — Tue, 14 Jun 2011 12:47:31 +0000

Hi my fiance and I want to buy a house. How much would we qualify for if we have a joined salary of R18000. I would like to know if I will get a 100% bond. how much will be my re-payments.

By: Michelle

Michelle — Tue, 15 Feb 2011 12:05:36 +0000

i need to buy a house, but i feel i will not be able to make repayments because after payment of my expenses i am not left with much to even pay a house. I heard that i can consolidate my debts into my home loan and pay one amount?? what does this mean and how does this work? please advise, because for all i know i am missing out on things due to lack of knowledge. regards

By: Tamsyn

Tamsyn — Wed, 02 Feb 2011 09:41:51 +0000

Hi my fiance and I want to buy a house next year. How much would we qualify for if we have a joined salary of R13500. Also im still under administration and busy paying of my accounts, would we still qualify for a home loan if I had a bad credit recored, I only own R5000 altogether on my three accounts that I am busy paying off still.