Mortgage Tips: SA Home Loans

  1. SA Home Loans Interest Rates
    Most home loan providers in South Africa lend money based on the Prime Interest Rate and have been forced to increase their rates due to the consistent rise in prime rates over the past 6 months.

    SA Home Loans (SAHL) is not a bank, they are Home Loan specialists and their lending rates are based on the JIBAR rate (definition). SAHL rates are at times offered at less than the Prime lending rate.

    At the time of writing, the JIBAR base rate was 11.3% while the Prime base rate was 15%

  2. Interest Only Home Loans
    SAHL offers one of the most unique home loan products currently available. The interest only bond gives you the choice to pay only the interest portion of your home loan. This is ideal for commission earners or self employed clients, who have an inconsistent income.
    Read more on the SA HOME LOAN INTEREST ONLY bond
  3. Flexible Terms
    While the average South African holds their bonds for about 5 years – SAHL does give you the choice to extend the term of your home loan to over 20 years. Most banks limit their home loan terms to a maximum of 20 years.

    A longer term will lower you monthly bond instalment, making it easier to manage your financial commitments during high interest rate cycles.

For more assistance regards these and other options available to your Contact one of our consultants.
Email: Olen@propertyloans.co.za
Ph: 0861 111 563
or Complete This Online Form

SA Home loans


Bond Originator South Africa

Co Founder of Mortgage Innovations

Ledile · February 21, 2012 at 10:26 am

I would like to switch my bond from ABSA. I also want to consolidate my debts

nomalizo maqubela · May 5, 2011 at 12:09 pm

would like to switch my bond from absa to sahl

NICOLENE · January 18, 2011 at 1:20 pm

Good day

Can you please contact me icw switching my homeloan to SAHL.

Neil · August 28, 2010 at 11:21 pm

Please contact me regarding switching my homle loan.

zandi · August 7, 2008 at 2:09 pm

My friend told me about SA Homeloans which could consolidate
my debt and pay one monthly installment.

Rolene · May 12, 2008 at 3:36 pm

My mortage is currently with Nedbank. The interest rate is too high. My home loan was for R200 000.00. I was on maternity leave
for three months. This caused that I am behind with some of my debt. My friend told me about SA Homeloans which could consolidate
my debt and pay one monthly installment.

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