Comments on: One Stop Home Loan Solution

By: Sikheto

Sikheto — Thu, 17 Mar 2011 11:04:52 +0000

i have an exsting property and i need a futher loan on the same property.do i need to apply for a bond switch or a second bond. am looking at R500,000.00 and my salary is at R18 836.00. my net salary is R11 102.15. am looking at the repayment R6 000.00

By: Tsepiso

Tsepiso — Tue, 04 Jan 2011 07:09:02 +0000

My husband lost his job at the end of 2008. As a result we could not pay our debtors. We applied for sequestration and this has been granted. We are currently living on my salary. Our home has been repossessed. Is it possible to get a smaller home loan based on my income only.

By: Petronella

Petronella — Wed, 29 Dec 2010 06:40:27 +0000

i need a home loan of R150 000 for home improvements. Please advice

By: kitty

kitty — Tue, 09 Nov 2010 10:01:18 +0000

urgent please

By: dee

dee — Wed, 02 Jun 2010 10:40:15 +0000

have a homeloan at one of the mayor banks applied for a second bond,but was declined due to what I was told the market value the house. The house is valued at +- 420 k all I am requesting is 100k please assist .

By: J Du Toit

J Du Toit — Thu, 22 Apr 2010 12:02:57 +0000

I would like to obtain a bond for buying a plot of R500 000.00. Where will I find the best deal? Please get back to me ASAP – thanks

By: YUSUF ADAM

YUSUF ADAM — Mon, 19 Apr 2010 07:36:53 +0000

Good day.
1.We have just sold our house in Kimberley, buyers funds are approved, transfer is in process and transfer date is 15.06.2010.The balance of the bond and sales proce is R380k.
2.We are looking at a well positioned and well priced property in Port Elisabeth(R650k).
3.We can put down a deposit of R250k and will need bond of R400k.
4. I am a consultant and do not have a regular income since these are related to contracts; but when there is work there is good income of about R70k per month. My wife has a pension of R4k and teachers salary of R9k per month.
5. We have a judgement (Dec2007)related to the FNB bond on the house just sold but have been more than up to date since then. Tardy payments have been due to slow payment of invoices by government clients.
6. What are the chances of obtaining bond approval; we are married in COP

Thank you
Y Adam

By: Gert Otto

Gert Otto — Sat, 26 Sep 2009 11:25:36 +0000

My daughter is in Valhalla in the defence force and she and I want to buy a property together.
She is a first time buyer and I will come in as co buyer.
We are looking for a 100% bond as well as transfer and registration fee included.
Our joint income is R25 300 pm and property viewed range at about R700 000.
What is our options please.

By: Bond Originator South Africa

Bond Originator South Africa — Fri, 12 Jun 2009 10:45:17 +0000

Hi Ricardo,
I’m not sure if you are looking for a new bond of R270k, or a further bond on your existing property.
I can tell you that we have helped one of our clients get a 100% bond this month.

In that particular case he was expecting to only receive R206k,
but since the property valuation came in at R295k we were able to secure that higher loan amount for him.

By: ricardo

ricardo — Thu, 11 Jun 2009 20:01:42 +0000

i’m busy with the owner of a house, his looking for R220 000 but can i get a bigger bond of R270 000 please reply and what must i earn to qualify for the bond